Identity theft involves a category of crimes; including burglary, auto prowl, theft, mail theft, check fraud, forgery and criminal impersonation. Victims can be devastated by the effects this crime has on their financial well-being. One act can lead to an almost endless series of crimes. Most losses are not monetary, so damage can be difficult to quantify.
The justice system is often overwhelmed with cases, resulting in ineffective punishment when compared with the number of crimes committed.
Unfortunately, Identity Theft is a problem for everyone living, working, doing business or banking in Clark County. There are things you can do and steps you can take to protect yourself. If you have already been victimized there are resources available to help you. Join us in our efforts to Impact Identity Theft. The following are some basic rules to follow to protect your identity and what to do if you are the victim of identity theft.
What to do if your identity (wallet, purse, checkbook, social security number, etc.) is stolen
- Obtain Police Report number, your banking institution will need it for reference.
- Cancel your credit cards immediately, but the key is having the toll-free numbers and your credit card numbers handy so you know whom to call. Keep those where you can find them easily.
- File a police report immediately in the jurisdiction where it was stolen, as this proves to the credit providers you were diligent and is a first step toward an investigation.
- Call the three national credit reporting organizations immediately to place a fraud alert on your name and social security number. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
National Credit Reporting Organizations
Equifax – 800.525.6285
Experian (formerly TRW) - 800.301.7195
Trans Union - 800.680.7289
Social Security Administration Fraud Line – 800.269.0271
Federal Trade Commission – 877-IDTHEFT (877.438.4338)
More Resources to Help Protect Your Identity
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Recovering from identity theft or fraud (Washington Attorney General)